This article borrows heavily from Walter Henrichsen's A Layman’s Guide to Applying the Bible (Grand Rapids, MI: Zondervan, 1978). There are four ingredients essential to the assimilation of Scripture: knowledge, understanding, experience, and application. Of these four, the one most heavily emphasized in Scripture is application. Henrichsen, Layman's Guide, 19–21. The Bible consistently emphasizes faith as a commitment to what God…